Temporary gateway processing issues: The payment processor experiences momentary disruptions affecting transaction submissions.
Invalid or incomplete submission payload: Data required for processing is missing or incorrectly structured.
Timeouts or transmission errors: Network delays or interruptions during transaction submission.
System maintenance: The payment gateway is undergoing scheduled maintenance, affecting transaction processing.
Inform the customer that there was a temporary problem submitting their transaction.
Ask the customer to:
Retry submitting the transaction after a few minutes.
Ensure that all required information is correctly filled in before resubmitting.
Internally:
Monitor the gateway's service status page for any reported disruptions or maintenance activities.
Review system logs if invalid payloads are suspected.
Implement a standard retry mechanism to resubmit affected transactions automatically where applicable.